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Buying A Car During Bankruptcy

July 7, 2010

There are a surprising number of options for a debtor to retain possession of a vehicle during bankruptcy. Choosing the best option depends on several factors including your ability to pay and the condition of your vehicle. In some cases the best financial option is to surrender your vehicle back to the bank and purchase …

Bankruptcy’s Automatic Stay

July 7, 2010

The automatic stay is a powerful bankruptcy protection that immediately stops nearly all creditor action against a debtor. The automatic stay gives the debtor a “breathing spell” from his creditors. The automatic stay permits the debtor to attempt a repayment or reorganization plan, or simply to be relieved of the financial pressures that drove him …

Brooklyn Bankruptcy Lawyer Explains how to Discharge Taxes In Bankruptcy

June 8, 2010

Generally, in order to discharge a tax debt during bankruptcy, the tax debt must meet all four of the following criteria: (1) the tax must be income taxes or “gross receipt taxes;” (2) the tax must be over three tax years old; (3) your tax return must have been filed on time; and (4) the …

New York Bankruptcy Attorney – Using Bankruptcy To Walk Away From A Home

June 7, 2010

For many, walking away from a home loan is the right decision.  The recent economic downturn has left many homeowners owing substantially more than their home is worth and it may take many years of payments simply to break even.  In other cases homeowners have suffered a job loss, a reduction in pay, or other …

Keeping A Credit Card While Filing for Bankruptcy in New York

June 1, 2010

A credit card is a safe and convenient way to pay for life’s necessities.  In some cases a credit card is required to purchase goods or services.  Debit cards are often a poor substitute for a credit card as bank holds can tie up your account for days. If you want to keep a credit …

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