New York Bankruptcy Attorneys and New Jersey Bankruptcy Lawyers
At William Z Schneider & Associates, PC, our New York bankruptcy attorneys and New Jersey bankruptcy lawyers are creative. We will not advise you to proceed with a bankruptcy until we can get an accurate background of your finances and your intentions in the future. There are many options other than bankruptcy that you can pursue, and we will do our best to advise you as to which one. With offices in New York, Brooklyn, and New Jersey you will find a peace of mind.
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Bankruptcy Resources:
Life After Bankruptcy: We will advise you about the steps you can take, to get yourself back on track and in good standing with the credit bureaus. Instead of looking at bankruptcy as something negative, consider it to be a fresh start, a time to change your spending habits and become the financially stable person you’ve always wanted to be. Read More
Myths About Bankruptcy:
MYTH: Everyone will know I filed Chaprer 7 or Chapter 13.
Fact: False. Chances are that the only people who will know about a filing are your creditors. While it’s true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, the manpower or the inclination to run all of them. Read More
Who Can File A Chapter 7?: Filing for Chapter 7 bankruptcy can be a powerful tool for dealing with overwhelming debt. But it isn’t available to everyone. There are several situations in which you won’t be allowed to file Chapter 7 bankruptcy. Read More
Recent Bankruptcy Law Changes: The latest changes to bankruptcy law may be making it harder for some people to file bankruptcy. And a few filers with higher incomes are no longer allowed to use Chapter 7 bankruptcy, but will instead have to repay at least some of their debt under Chapter 13. Read More
FAQ: The following information includes frequently asked bankruptcy questions. The answers stated are general in nature and are not intended to apply to every situation. Read More
Bankruptcy Alternatives: Filing Bankruptcy can be an effective way to eliminate debt and get a fresh financial start, but bankruptcy isn’t right for everyone. Some people struggling with debt could address their problems effectively with an alternative to bankruptcy. Here’s a look at some of these alternatives and their pluses and minuses. Read More
Consumer Protection: At William Z Schneider & Associates, our attorneys are familiar with consumer protection law, and will protect you utilizing all areas of consumer protection law. Read More
Debt Relief Agencies: For some people, filing bankruptcy is not the best option to get out of debt. One bankruptcy alternative that can be effective is debt settlement, which involves paying a debt settlement agency to negotiate with your creditors to reduce the total amount you pay. But not all debt settlers are created equal; in fact, unless you know what to look out for, you could end up in more debt than when you started. Read More