May 19, 2010
During a Chapter 7 bankruptcy in New York all unsecured debts are discharged. Debts that are secured by collateral (e.g. car loans) must be paid or the collateral must be returned to the lender. Occasionally an individual considering Chapter 7 bankruptcy will own a vehicle that is worth less than what is owed. This situation …
May 17, 2010
A Fresh Start to a Bright Financial Future While working on the electric light bulb Thomas Edison was asked by a reporter, “How does it feel to have failed seven hundred times?” Edison replied, “I have not failed seven hundred times. I have not failed once. I have succeeded in proving those seven hundred ways …
May 17, 2010
Should I File for Bankruptcy in New York? Deciding whether to file bankruptcy can be difficult. There is no “bright line” test that signals when filing for personal bankruptcy is appropriate to solve a debt problem. For many debtors, it is not one issue, but a combination of debts that makes bankruptcy the right choice. …
May 15, 2010
The ABC’s of Bankruptcy Bankruptcy law has its own confusing language. It is a good idea to have a basic understanding of bankruptcy terms before your initial consultation with a New York bankruptcy attorney. While most bankruptcy attorneys are very skilled at explaining the bankruptcy process and its impact to their clients in plain language, …
May 13, 2010
Statement of Intention with the New York Chapter 7 Bankruptcy Court The Bankruptcy Code directs the New York Chapter 7 Bankruptcy debtor to file a statement of intention with the bankruptcy court within 30 days after the petition filing, or on or before the 341 Meeting of Creditors, whichever is earlier. A statement of intention …
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