May 31, 2010
Filing bankruptcy in New York or New Jersey is a difficult decision, but sometimes life dictates choices to us. Financial disaster can blind-side any of us, like a job loss or medical catastrophe. Whatever the reason, individuals occasionally need the protections of the federal bankruptcy laws a second time. An individual can ordinarily file a …
May 29, 2010
A bankruptcy discharge is an order from the United States Bankruptcy Court. The discharge prohibits any attempt to collect on a discharged debt. Creditors are strictly prohibited from contacting the debtor by mail, phone, or otherwise; filing or continuing a lawsuit; attaching wages or other property; or taking any other action to collect a discharged …
May 26, 2010
When to make the First Chapter 13 Bankruptcy Payment in New York and New Jersey In a Chapter 13 bankruptcy case the debtor proposes a plan to pay back creditors. That plan is composed of monthly payments to satisfy all or part of the creditors’ claims over three to five years. Monthly payments are made …
May 25, 2010
Filing bankruptcy is a very personal process. Many clients worry that their friends and neighbors will learn about their bankruptcy. A common question is, “Who will know about my bankruptcy filing in New York?” First, personal bankruptcy cases are generally not reported in the local newspaper. Unless you are a celebrity or public figure, your …
May 23, 2010
Filing for bankruptcy in New York is a powerful tool for eliminating personal debt. It is important to know what bankruptcy can do for you, and what it cannot. What Bankruptcy Can Do: Bankruptcy can eliminate your personal obligation on many unsecured debts. For many debtors this is the most important benefit of bankruptcy. Most …
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